Adam has been an absolute pleasure to deal with throughout my house purchase as a first-time buyer. He went above and beyond to find the best possible interest rate for me and was always on hand to answer any questions I had about the mortgage application process, no matter how big or small. Buying my first home on my own could have been a confusing and stressful process, but Adam provided invaluable support and guidance throughout. He was always approachable, patient and reassuring, and made sure I understood each step along the way. I’m incredibly grateful for all his help and would highly recommend Adam to anyone looking for a mortgage adviser, particularly other first-time buyers.
Mortgage adviser in Wilmslow
Wilmslow is popular with families, business owners and people who need to be near the airport or on a fast train to London. I help buyers and homeowners across Wilmslow, Handforth and Styal.
- Larger loans and high earners
- Company directors and the self employed
- Shift and flying allowances considered by some lenders
- No broker fee on loans of £400,000 and above
5.0 ★★★★★54 reviews from my clients
Buying in Wilmslow
Good schools, direct trains to Manchester and London, the airport on the doorstep and The Carrs on the edge of town all keep Wilmslow in demand. There's a mix of family homes, new developments and large detached houses, and prices are well above the regional average, so loans here are often on the larger side.
Business owners and high earners
Plenty of buyers here run their own companies or have a big part of their pay in bonus. Lenders treat that income very differently, and the right choice can change your borrowing a lot. I've written more about it on my pages for company directors and high earners.
Airline and airport staff
If your pay includes shift pay or flying allowances, lenders differ in how much of it they'll count. Some use all of it with a track record, others only part. It's worth getting this right before you make an offer.
Meeting in person
My office is in Hale, a short drive from Wilmslow. I'm happy to meet you in person, at home or somewhere convenient, or we can do everything by phone, video and email if that's easier.
What my clients say
5.0 ★★★★★ from 54 Google reviewsAdam provided an excellent remortgage service. We have remortgaged numerous times and this was the best experience yet. Nothing was too much trouble. Adam was quick to respond to our questions and ensured the product was the right one for us. I would definitely work with Adam again in the future and highly recommend his services.
A seamless experience from start to finish! As soon as I got in contact with Adam the process was extremely smooth. He understood my mortgage requirements and was extremely responsive to any questions or queries I had. He’s super knowledgeable but explains things in a friendly, understandable way. I would recommend his services to anyone and wouldn’t hesitate to use him in the future.
Adam was absolutely incredible from start to finish. He was always responsive and made the whole mortgage process feel straightforward and stress-free. We genuinely couldn’t have asked for a better experience. Adam will definitely be my go-to moving forward and I wouldn’t hesitate to recommend him to anyone.
Reviews from Google Maps. Worked with me? Leave a review
Questions people ask
Can you help if I work for an airline?
Yes. The main question is how a lender treats your allowances and shift pay, and that varies. I'll find lenders that count as much of it as possible.
My income is mostly dividends. Can I still get a good mortgage?
Yes. Some lenders will look at your share of the company's profit rather than just what you drew, which can increase what you can borrow.
Do you charge a fee?
There's no broker fee on loans of £400,000 and above. Below that the fee is £395, payable on application. The first consultation is free.
Related
All servicesAlderley Edge and Prestbury
Mottram St Andrew and Over Alderley too.
Read more →Knutsford
Mobberley, Mere, Plumley and Over Peover.
Read more →Company directors
Salary and dividends, retained profit and one year's accounts.
Read more →High earners and larger loans
Bonus, shares, higher income multiples and loans over £1 million.
Read more →Talk it through
A first call is free and there's no obligation. I'll tell you honestly what I think you can borrow and which lenders suit you.
