Adam has been an absolute pleasure to deal with throughout my house purchase as a first-time buyer. He went above and beyond to find the best possible interest rate for me and was always on hand to answer any questions I had about the mortgage application process, no matter how big or small. Buying my first home on my own could have been a confusing and stressful process, but Adam provided invaluable support and guidance throughout. He was always approachable, patient and reassuring, and made sure I understood each step along the way. I’m incredibly grateful for all his help and would highly recommend Adam to anyone looking for a mortgage adviser, particularly other first-time buyers.
Mortgage adviser in Didsbury
Didsbury, West Didsbury and East Didsbury have a mix of Victorian semis, terraces and converted flats, and appeal to first time buyers, young professionals and families moving up.
- First time buyers and home movers
- Converted flats and leasehold homes
- Doctors and healthcare staff
- No broker fee on loans of £400,000 and above
5.0 ★★★★★54 reviews from my clients
Buying in Didsbury
Didsbury Village, Burton Road in West Didsbury and Fletcher Moss Gardens make this one of the most popular parts of South Manchester. The Metrolink runs through the area, and the Christie, Wythenshawe Hospital and the universities are close by, so a lot of buyers here work in healthcare or education.
Converted flats and leasehold
Many of the larger Victorian houses have been split into flats. Lenders look closely at how long is left on the lease, the ground rent and any service charge, and most want a minimum number of years left on the lease when the mortgage ends. Flats above shops in the village can also be harder to finance. I'll check all of this before you commit to legal fees.
Doctors and healthcare staff
If you work at one of the nearby hospitals, some lenders are more flexible with training contracts and on call pay, and a few will lend higher income multiples to doctors. My page on mortgages for doctors has more detail.
Meeting in person
My office is in Hale, a short drive from Didsbury. I'm happy to meet you in person, at home or somewhere convenient, or we can do everything by phone, video and email if that's easier.
What my clients say
5.0 ★★★★★ from 54 Google reviewsAdam provided an excellent remortgage service. We have remortgaged numerous times and this was the best experience yet. Nothing was too much trouble. Adam was quick to respond to our questions and ensured the product was the right one for us. I would definitely work with Adam again in the future and highly recommend his services.
A seamless experience from start to finish! As soon as I got in contact with Adam the process was extremely smooth. He understood my mortgage requirements and was extremely responsive to any questions or queries I had. He’s super knowledgeable but explains things in a friendly, understandable way. I would recommend his services to anyone and wouldn’t hesitate to use him in the future.
Adam was absolutely incredible from start to finish. He was always responsive and made the whole mortgage process feel straightforward and stress-free. We genuinely couldn’t have asked for a better experience. Adam will definitely be my go-to moving forward and I wouldn’t hesitate to recommend him to anyone.
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Questions people ask
How long does the lease need to be?
It varies by lender, but most want a set number of years left on the lease when the mortgage ends. Short leases can often be extended, and it's best to sort that before buying.
Can I get a mortgage on a flat above a shop?
Yes, with some lenders. Fewer lenders will consider them and some want a bigger deposit, so it's worth checking before you offer.
How much deposit do I need as a first time buyer?
Some lenders accept 5 per cent, though a bigger deposit usually gets you a better rate. I'll show you how the rate changes at different deposit levels.
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A first call is free and there's no obligation. I'll tell you honestly what I think you can borrow and which lenders suit you.
