Mortgage advice across South Manchester, England and Wales

Whether you're buying your first home, moving, remortgaging or buying to let, I'll compare deals from 90+ lenders and handle the application through to completion. You'll speak to me throughout, not a call centre.

Google Reviews5.0 ★★★★★
54 reviews from my clients
Adam Groves

Hello, I'm Adam

I'm a CeMAP qualified mortgage adviser based in Altrincham, helping clients across England and Wales. I've worked in the property industry for over 13 years, and I've been a landlord for more than 10, with my own buy to let properties including an HMO.

I work with first time buyers, home movers, landlords and company directors. A lot of my clients have larger loans, or income that takes more explaining to a lender, and that's where good advice tends to save the most money.

When you work with me, you deal with me directly, from the first call through to completion.

Adam GrovesCeMAP, founder of Mills Mortgage Services

What I can help with

More about my services

First time buyers

What you can borrow, which lenders suit you, and help at every stage up to completion.

Home movers

Selling and buying at the same time, often with a bigger loan. I'll sort the numbers before you make an offer.

Remortgages

Deal ending, or want to borrow more? I'll compare your lender's offer with other lenders.

Company directors and the self employed

Salary and dividends, retained profit, sole trader and partnership income.

Larger loans and high earners

Bonus, commission and higher income multiples for bigger borrowing.

Buy to let

Personal or limited company purchases, HMOs and portfolio remortgages.

What my clients say

5.0 ★★★★★ from 54 Google reviews
See all reviews on Google
LLucy RobertsAugust 2026
★★★★★

Adam has been an absolute pleasure to deal with throughout my house purchase as a first-time buyer. He went above and beyond to find the best possible interest rate for me and was always on hand to answer any questions I had about the mortgage application process, no matter how big or small. Buying my first home on my own could have been a confusing and stressful process, but Adam provided invaluable support and guidance throughout. He was always approachable, patient and reassuring, and made sure I understood each step along the way. I’m incredibly grateful for all his help and would highly recommend Adam to anyone looking for a mortgage adviser, particularly other first-time buyers.

AAndy HodgkinsonApril 2026
★★★★★

Adam provided an excellent remortgage service. We have remortgaged numerous times and this was the best experience yet. Nothing was too much trouble. Adam was quick to respond to our questions and ensured the product was the right one for us. I would definitely work with Adam again in the future and highly recommend his services.

SSarah JamesonMay 2026
★★★★★

A seamless experience from start to finish! As soon as I got in contact with Adam the process was extremely smooth. He understood my mortgage requirements and was extremely responsive to any questions or queries I had. He’s super knowledgeable but explains things in a friendly, understandable way. I would recommend his services to anyone and wouldn’t hesitate to use him in the future.

EEthan ReidApril 2026
★★★★★

Adam was absolutely incredible from start to finish. He was always responsive and made the whole mortgage process feel straightforward and stress-free. We genuinely couldn’t have asked for a better experience. Adam will definitely be my go-to moving forward and I wouldn’t hesitate to recommend him to anyone.

Reviews from Google Maps. Worked with me? Leave a review

Fees

The first consultation is free. If you decide to go ahead, I'll confirm any fee in writing before I start work.

Loans of £400,000 and above
No fee
Loans below £400,000
£395
Product transfers for existing clients
No fee

See all fees

How it works

  1. Step 1

    Initial call

    We talk through what you're looking to do, your income and your timescale. It's free and there's no obligation.

  2. Step 2

    Recommendation

    I compare deals from 90+ lenders and recommend the one that suits you, and explain why. Any fee is confirmed in writing first.

  3. Step 3

    Application

    I get you a Decision in Principle, often within 24 hours, then submit the full application and deal with the lender.

  4. Step 4

    Completion

    I keep you, your solicitor and your estate agent updated. If rates drop before completion, I'll check whether switching makes sense.

Get in touch

Fill in the form and I'll call you back, usually the same working day. You can also call or email me directly.

Book a free consultation

I'll call you back, usually the same day.
★★★★★ Rated 5.0 from 54 Google reviews
Call AdamBook a consultation