Exclusive Mortgage Advice for High-Value Clients

Tailored solutions for large loans, complex incomes and high-net-worth borrowers.

Adam Groves Mortgages
Mortgage Advice Near Me

Whether you’re purchasing a high-value property, refinancing a large loan, or need a lender who understands complex income — I provide personal, expert mortgage advice with access to 90+ UK lenders, including private and specialist banks.


All with no broker fees.

Enquire below for specialist, free mortgage advice

What My Clients Say

How I can help?

  • Secure large loan mortgages (up to £5m)

  • Structured lending for bonuses, dividends, or complex income

  • Help you remortgage or refinance high-value properties efficiently

  • Offer ongoing rate reviews and portfolio support

  • Handle everything from initial chat to full application

Why Chose Mills Mortgage Services?

  • Specialist in high-value and multi million pound mortgages

  • Dedicated Case Manager

  • Access to exclusive products not available directly

  • Expert guidance for directors, professionals and business owners

  • Quick Decisions in Principle, often within 24 hours

  • Discreet, one-to-one advice with no broker fees - ever

  • Based in Cheshire, supporting clients across England & Wales

About Me & Mills Mortgage Services

I’m Adam Groves CeMap, Independent Mortgage Adviser and Director of Mills Mortgage Services.

I work closely with successful professionals, entrepreneurs and high-net-worth clients who expect more than just a mortgage - they expect a trusted adviser who understands their goals.

  • FCA regulated & GDPR compliant

  • 5-star Google reviews

  • Flexible appointments to suit your schedule

  • Honest, transparent service with no fees

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